401k Limit 2024 Roth Or Traditional. Then, when you reach retirement age, you can withdraw amounts from your roth without being taxed since roth contributions were already taxed up front. Much like with traditional ira and roth iras, it is a combined contribution total.

The maximum amount you can contribute to a roth 401(k) for 2024 is $23,000 (if you’re younger than age 50). For 2024 and 2025, you can contribute an additional $7,500 to traditional and roth 401(k) accounts and $3,500 to a simple 401(k).